Household and Social Security
Model Social Security for workers, spouses, and survivors
Enter the statement amount and claiming date YARCalc uses for worker, spousal, and survivor benefits.
When this applies
Use this for each person with a Social Security estimate or a planned claiming date.
What to gather
- The monthly benefit shown at full retirement age, not an annual total.
- The intended Social Security start date for each person.
Where to enter it
Portfolio > Scenario Editor > Personal Details
How to enter it
- Enter Social Security FRA monthly benefit for each person.
- Enter each planned Social Security start date.
- Use a What-if or Variable Sweep to test a different claiming date.
How YARCalc uses it
- Reference tables apply early or delayed claiming adjustments.
- Spousal top-up and survivor rules are evaluated from the saved household facts.
- Federal taxable Social Security uses provisional-income thresholds; state inclusion follows reference data.
Check your work
- Open Projection and review Social Security income and tax rows around each claiming year.