Accounts, holdings, and balances
Model an inherited IRA and withdrawal schedule
Keep inherited tax-deferred assets separate and select the applicable saved schedule.
When this applies
Use this for an IRA inherited from someone other than the current owner’s own rollover IRA.
What to gather
- Beneficiary owner.
- Inheritance year and decedent details available to the schedule.
- Applicable withdrawal schedule from a qualified adviser or custodian.
Where to enter it
Portfolio > Scenario Editor > Accounts & Holdings > Add Account > Inherited IRA
How to enter it
- Create a separate Inherited IRA.
- Complete the inherited withdrawal schedule fields.
- Add holdings and current value.
- Review projected required withdrawals.
How YARCalc uses it
- Inherited schedules are distinct from normal owner Uniform or Joint Life RMD behavior.