Healthcare
Use an HSA for qualified medical spending
Enter the HSA as its own account so qualified medical expenses can be paid tax-free.
When this applies
Use this when the household owns a Health Savings Account.
Where to enter it
Portfolio > Scenario Editor > Accounts & Holdings
How to enter it
- Add Account > HSA with the correct owner.
- Add its holdings and contributions.
- Enter medical spending under Annual Spending rather than subtracting it from the HSA balance yourself.
How YARCalc uses it
- The simulation uses HSA assets for qualified medical expenses before uncovered costs flow through normal household withdrawals.
- HSA contributions stop automatically when the owner retires.