Income and benefits
Model disability, survivor, and other recurring benefits
Enter benefits whose tax treatment and duration depend on the actual policy.
When this applies
Use this for disability insurance, employer survivor income, or another recurring benefit not modeled by a more specific type.
Where to enter it
Portfolio > Scenario Editor > Income & Benefits > Add Income or Benefit
How to enter it
- Choose Disability benefit, Survivor benefit, or Other benefit.
- Enter the recipient, provider, annual amount, start, end, and growth.
- Set Taxable as ordinary income from the plan or policy documents; disability taxation can depend on who paid premiums.
How YARCalc uses it
- The stream is paid only while its owner is alive and its milestone rules are active.