Accounts, holdings, and balances
Enter brokerage cost basis and dividends
Model taxable gains and qualified, ordinary, reinvested, or cash dividends.
When this applies
Use this for each holding in a taxable brokerage account.
Where to enter it
Portfolio > Scenario Editor > Accounts & Holdings > Taxable brokerage > Edit Holding
How to enter it
- Enter total cost basis for the entire position, even when it exceeds current value.
- Choose dividend mode and enter yield or dividend per share.
- Enter the qualified-dividend percentage.
- Choose reinvest, cash, or the retirement-based disposition rule.
How YARCalc uses it
- Withdrawals realize long-term gains using average cost basis.
- Reinvested dividends increase basis; cash dividends move to owner-matched cash.
- Unrealized growth is not taxed until sale.